Get a loan in Denmark

Dear Visitor

It is with a heavy heart that we have made the difficult decision to close down our activities in Denmark and stop lending. That means that you can no longer apply for a loan with Express Bank via our home page, but you can still find us at some of our Retail partners.

If you are already a customer this has no effect on you. We are still open for you and our other customers as long as you have an account in the bank.

Read more about the decision here
(In Danish)

About Express Bank

Express Bank was established in 1987 as a collaboration between Handelsbanken and Dansk Supermarked, which for many years has meant a close anchoring in the retail trade. Our head office is located in Taastup. In Norway we have an office in Oslo under the name Express Bank and in Sweden we offer savings under the name SevenDay Bank. We are also part of an international group, as we are owned by BNP Paribas Personal Finance.

In January 2024, we took the difficult decision to shut down lending in all three countries.

We make it easy to get a consumer loan

Each year, we receive more than 400,000 applications for a fast loan in Denmark. One of the reasons why Express Bank is a popular choice among consumers is that we have simplified the application process, which means that in just a few steps, you can apply for an instant consumer loan online.

Receive your money in a few days

After applying for e.g. a car loan, you can expect an answer in less than 15 minutes and in case your application is approved, you will receive the money on your bank account within a few days. This makes Express Bank one of the fastest loan companies in Denmark.

Use our loan calculator

Avoid incidental expenses by using our loan calculator. We have one of the best loan calculators in Denmark. All you need to do is fill in the amount of money you wish to borrow and the period of time in which you expect to pay it back. Then the loan calculator provides you with information that guides your decisions about getting an instant consumer loan.

Different types of loans

We offer a great variety of loans to Danish consumers. Common to all of them is that the interest rates are fairly low and that you as a consumer get the freedom to decide the amount of money you wish to borrow and the period of time in which you want to pay it pack. Below is a brief introduction to the different types of loans we offer:

Housing Construction loans

Borrow up to DKK 300,000 to renovate your summer cottage, install a new kitchen or if you need an extra room for a new family member.

Car loans

If you need a new car, you can borrow the money from Express Bank. Our car loans are popular, and you can borrow up to DKK 300,000 which gives you great flexibility to buy exactly the car you want. Get startet in our car loan calculator.

Vacation loans

Make your travel dreams come true with a vacation loan from Express Bank. You can apply for a credit card up to DKK 50,000 to make upcoming vacation more carefree.

Credit card

You can apply for a credit card up to DKK 50,000 and use it as security when you are in the need for some extra money. This is a good alternative to a traditional loan in Denmark.

Traditional consumer loans

If you are looking for a personal loan in Denmark, we also offer traditional consumer loans up to DKK 300,000 which you can use on any consumer related product.

Debt consolidation

If you have several loans, getting a debt consolidation with comparably lower interest rates might be a good opportunity for you. Consolidating your payments also makes it easier for you to manage the debt.

We offer some of the best loan in Denmark, but we do not offer quick loan and payday loan. A quick loan is often characterized by being a high interest loan with short duration annd more often it is confused with a consumer loan.